If you or someone close to you has been involved in a horrific Minnesota car accident, you know that going through this time in your life can be incredibly difficult and life-changing. You might have sustained life-threatening injuries, need legal representation on your side from a trusted legal advocate, can no longer work due to your injuries, are emotionally scarred, or you are suffering from crushing financial burdens like hospital bills and more. No matter what issue you are facing as you attempt to receive recovery in your accident, you have community resources and professionals who are there to help you meet the challenges of recovery.
If Your Recent Accident Took Away Your Ability to Work
If you have been involved in an accident and it was so serious that you are not able to return to work, there is a variety of resources that you will be able to utilize during this difficult time to ensure that you will receive the compensation you deserve. Some of these resources include the following:
- Social Security Disability Benefits: In Minnesota, you might be entitled to Social Security Disability Benefits if you can’t work due to a medical condition that is expected to last one year or result in death. You can click here to find out how you can qualify for these benefits.
- Supplemental Security Income: This special type of income might be able to help you if you are an adult with children or low income and limited resources who has been involved in an accident. These monthly payments might be able to help you with your basic needs when you need them the most.
- MSBA: The Minnesota Bar Association can help connect you to attorneys with experience in specific fields after you have been injured due to a party’s negligence. We want to stand by your side at this time and help you connect with an attorney you can rely on.
Need help with requesting an official copy of the incident police report?
In the state of Minnesota, copies of police reports can be found online via the state government’s website. Only the parties involved can request a copy of the police report because these reports are considered confidential. Insurance companies and personal injury attorneys may request police reports on behalf of their clients as long as their clients sign an authorization form. Our local attorney who specializes in car accidents cases will provide you free copy of your incident report.
If you or someone you love was hurt in a car accident but are having trouble getting a copy of the report, contact us and we can help you get a copy.
After your body has healed physically from an accident, you might still feel deep wounds left over. Why is this? This is due to the fact that many people will suffer from emotional and mental trauma after a catastrophic car accident. Follow the links below for resources that will help you cope.
- Mental Health Minnesota: At Mental Health Minnesota, this program works with people who have been dealing with mental health issues with the integration of peer-to-peer programs, public policy advocacy, educating others, and research.
- NAMI Minnesota: The National Alliance on Mental Illness, also known as NAMI, operates in Minnesota to help others understand trauma, depression, and many other psychological effects on people today and gives them the resources that they need to move forward.
- Allina Health: Allina Health connects you with providers who can help you through these difficult times as you struggle with the trauma of your accident. You will find groups available to you like group therapy and more when you need them the most.
Financial Hardship Assistance
The stress that you might be feeling after an accident can linger for quite some time, and the same can be said when you have been seriously injured in a crime-related accident. Now you have legal fees, medical fees, and more piling up against you and you might not know where to turn. We want to provide you with resources that will help in your time of need.
- Minnesota Victim’s Compensation Fund: If you or someone you know has been involved in a crime-related accident such as a hit-and-run or struck by a drunk driver, the victim’s compensation fund in Minnesota can help you with losses incurred as a result of the crime.
Car Insurance Information
The Minnesota DMV requires that you cover certain liability insurance. In Minnesota, it is a requirement for all drivers on our roadways to have no-fault insurance, liability insurance, and uninsured motorist insurance.
No-Fault Insurance: You must cover the minimum limits of Personal Injury Protection, which includes $20,000 for medical coverage and $20,000 for loss of income.
Liability: You are also required to carry liability insurance under the law. Your liability insurance must meet minimum limits such as $30,000 for injuries per person, $60,000 for total injuries per accident, and $10,000 for property damage.
Uninsured/Underinsured Motorist: This type of coverage is also required to help cover medical costs that exceed your personal injury protection. The minimum limits are $25,000 for injuries per person and $50,000 for total injuries in just one accident.
In Minnesota, you also have the right to obtain police crash report information if you have been involved in an accident. In fact, if you have been involved in a motor vehicle accident that resulted in injuries or property damage totaling over $1,000, a crash report must be filed. Access your records here.
Accident Happened Due to Drunk Driving
Drunk and drugged driving incidents are some of the most devastating accidents that happen on our roads every year. We want you to be prepared for your case with some information regarding the BAC limits in the state of Minnesota, which should be helpful to you during the midst of a claim. In Minnesota, there is a 0.08% BAC limit. You can also be charged if you have a BAC of 0.04% if you are a commercial vehicle driver or less than 0.08% if you are underage.
If someone has refused to take a BAC test under Minnesota law for either drunk or drugged driving, they could also receive criminal penalties for this. Being involved in a drunk or drugged driving accident is never an easy experience, which is why we want to suggest this resource to you:
- MADD Minnesota: Mothers Against Drunk Driving is a nonprofit that seeks to end drunk and drugged driving in its tracks and help the victims of these violent crimes. They offer a 24-hour helpline and many other services.
Accident in Minnesota by the Numbers
In Minnesota, people lose their lives every year on our roadways. Fatal accidents take many forms on our roads, from pedestrians and truck drivers to many other types of accidents. However, the population has a direct impact on the amount of people who lose their lives in these accidents every year. In 2017, Minnesota’s population sat at 5.5 million people. The following are fatality statistics taken in 2015.
Fatal Motor Vehicle Accidents
- 285 motorists lost their lives in fatal accidents
Fatal Motorcycle Accidents
- 61 motorcyclists lost their lives in fatal accidents
Fatal Pedestrian Accidents
- 41 pedestrians lost their lives in fatal accidents
Fatal Bicycle Accidents
- 10 bicyclists lost their lives in fatal accidents
Fatal Drunk Driving Accidents
- 23% of drunk driving accidents ended in fatalities
Fatal Speeding Accidents
- 19% of speed-related accidents ended in fatalities